Terms of Service

1. Acceptance of Terms

By downloading, installing, or accessing the Paisa Tracker mobile application or website, you agree to be bound by these Terms of Service. If you do not agree to these terms, please do not use the application.

2. License & Acceptable Use

Paisa Tracker grants you a non-exclusive, non-transferable, personal license to use the app on your mobile device for personal, non-commercial financial management.

• You may not attempt to reverse engineer, decompile, or modify the binary application files.
• You may use the app freely without any subscription fees or hidden costs.

3. Offline Data & User Responsibility

Because Paisa Tracker functions entirely offline without syncing to any central server, you are solely responsible for creating local backups of your data. Paisa Tracker is not liable for data loss resulting from device loss, factory resets, uninstallation, or operating system failures.

4. Financial Disclaimer

Paisa Tracker is a personal record-keeping tool and budget calculator. It does not provide professional tax, accounting, legal, or investment advice. Calculations provided by the app or website interactive tools are estimates intended for educational purposes only.

5. Limitation of Liability

To the maximum extent permitted by applicable law, Paisa Tracker and its developers shall not be liable for any indirect, incidental, special, or consequential damages arising out of your use or inability to use the app or website.

6. Changes to Terms

We reserve the right to modify these Terms of Service at any time. Continued use of Paisa Tracker after any updates constitutes your acceptance of the new terms.